Start with a clear picture of where you stand.
YOUR WEALTH ASCENTYour financial overview
Your financial position and monthly money summary.
Included with Free- Assets
- $185,000Cash, investments and other assets
- Debts
- $42,500Outstanding debt balances
- Net Worth
- $142,500Assets minus debts
Your money each month
- Take-home Income
- $6,200After deductions · monthly estimate
- Planned Monthly Costs
- $4,525Bills, debts, goals and everyday spending
- Estimated Amount Left
- $1,675Income less planned costs
Monthly estimates from saved information—not a bank balance or money available to spend today.
Your finances at a glance. See what you own, what you owe, and how your monthly commitments fit your income.
Give every account and commitment a place.
YOUR WEALTH ASCENTMy Finances
Your accounts, assets, debts, income and bills.
Manual entry with FreeCash & BankingAssetsDebtsIncomeBills
Cash & Banking
Total balance $14,800Everyday checkingChecking · balance as of October 1
$2,800Pays recurring bills
Emergency savingsSavings · balance as of October 1
$12,000Reserve account
Organize the details behind the numbers.Keep balances, payment dates, income schedules and paying accounts together.
Know which account pays what. Build your financial picture with manual entry. Supported institution connections are available with paid access.
See the timing—not just the monthly total.
YOUR WEALTH ASCENTCash Calendar
October 2026 · Everyday checking · illustrative schedule
Ascent PlanningNo projected shortfallEveryday checking stays above $0 in this example forecast. Lowest projected balance: $750.
SunMonTueWedThuFriSat1Rent −$1,800
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8Insurance −$250
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15Pay +$3,100
16Utilities −$200
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- Opening balance
- $2,800October 1
- Lowest projected
- $750After insurance · October 8
- After payday
- $3,850After income · October 15
Forecasts do not move money or confirm payments. Actual timing and balances may differ.
Look ahead with confidence. Follow expected income and payments by date and account, including the lowest projected balance.
A positive monthly surplus can still hide a difficult day.
YOUR WEALTH ASCENTCash Calendar
October 2026 · Everyday checking · illustrative schedule
Ascent PlanningProjected shortfall · October 1Everyday checking is projected to reach −$900 before payday on October 2.
SunMonTueWedThuFriSat1Rent −$1,800
2Pay +$3,100
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- Before rent
- $900October 1 opening balance
- Rent payment
- −$1,800Scheduled outflow
- After rent
- −$900Projected account balance
Forecasts do not move money or confirm payments. Actual timing and balances may differ.
Spot the gap before the bill is due. This separate scenario starts with $900 in checking. Rent arrives before payday, so the forecast flags the date and account to review.
Understand the activity behind your balances.
YOUR WEALTH ASCENTTransactions
Review recorded activity by account, date and category.
Ascent PlanningEveryday checkingOctober 2026
Spending by category
- Utilities$200.00
- Groceries$84.26
Spending shown below. Income and transfers are excluded.
Recorded activity · illustrative transactions| Date | Description | Category | Amount |
|---|
| Oct 15 | Paycheck | Income | +$3,100.00 |
| Oct 16 | Electric utility | Utilities | −$200.00 |
| Oct 16 | Grocery store | Groceries | −$84.26 |
| Oct 17 | Transfer to savings | Transfer | −$300.00 |
Recorded activity is different from a forecast.Review dates, categories and transfers to understand what happened. Transfers between your own accounts are not new income.
Turn a list of transactions into useful context. Review imported or manually recorded activity and keep spending separate from transfers.
Give your money a specific next step.
YOUR WEALTH ASCENTMy Plan
Choose a goal, funding account and payment pace.
Ascent PlanningPay off my credit card
$3,000 starting balance · 24% APR
- Monthly payment
- $400$100 required + $300 extra
- Estimated interest saved
- $1,344Compared with fixed $100/month
- Estimated payoff
- 38 months sooner9 months instead of 47
Funding accountExtra payments use this selected account
Everyday checking
View the example calculation
Fixed $100/month
47 months · $1,627 interest
$400/month
9 months · $283 interest
Illustrative estimate, not a guarantee. Fixed 24% APR; monthly interest modeled at APR ÷ 12; month-end payments; no new charges or fees; final payment capped at the amount owed. Fixed $100 baseline. Figures rounded to whole dollars. Actual interest and timing may differ.
See what an extra payment could change. Compare a plan with minimum payments before deciding what fits your cash flow.
See the progress you have actually recorded.
YOUR WEALTH ASCENTProgression
Monthly review, goal progress and preserved history.
Ascent PlanningMonthly ReviewGoal ProgressHistory
Emergency fund
Example savings goal · $5,000 target
- Current saved
- $2,000Recorded savings assigned to this goal
- Remaining to target
- $3,000$5,000 target minus $2,000 saved
- Progress
- 40%Based on recorded goal activity
Contributions this monthRecorded and assigned to this goal
+$1,200
Withdrawals this monthReduce the saved amount
−$200
Example: $1,000 opening savings + $1,200 contributions − $200 withdrawals = $2,000 saved. Forecasts are shown separately from recorded results.
Stay connected to your goals. Follow recorded savings activity and remaining targets while keeping projected outcomes separate.
See what changed this month—and understand why.
YOUR WEALTH ASCENT · FICTIONAL EXAMPLEYour monthly financial review
September 2026 · compared with August
Ascent PlanningNet worth change+$1,700$140,800 opening → $142,500 closing
- Cash change
- +$800
- Debt balance change
- −$700Less debt owed
- Valuation change
- +$200Illustrative asset estimates
Interest recordedA cost shown separately from your progress
$200
This month versus last monthTake-home income $6,200 · unchanged from AugustSpending $4,500 + interest $200 · unchanged from August
Includes “Understand your progress” and detailed plan pages. Fictional results, not a promise of savings.
Make your monthly review meaningful. Compare recorded activity with the previous month and see where your money went.
Step back and see how your finances and plans are progressing.
YOUR WEALTH ASCENT · FICTIONAL EXAMPLEYour six-month progress
April–September 2026
Ascent PlanningNet worth change+$10,200$132,300 opening → $142,500 closing
- Cash change
- +$4,800
- Debt balance change
- −$4,200Less debt owed
- Valuation change
- +$1,200Illustrative asset estimates
Interest recordedA cost shown separately from your progress
$1,200
Car loan payoffCompleted · $3,000 principal repaid
Emergency fundIn progress · 80% of goal saved
Home improvementsPaused · earlier progress preserved
Includes “Understand your progress” and detailed plan pages. Fictional results, not a promise of savings.
See the bigger picture, including your plans. Choose a period of 2–12 completed months and follow completed, active and paused plans.
Illustrative previews, not live accounts. Overview and manual My Finances are included with Free. Cash Calendar, Transactions, My Plan, Progression and financial reports require Ascent Planning.