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Add your accounts, income, bills, and debts in My Finances. Use manual entries, supported statement imports, or eligible bank connections.
Cash Calendar · Ascent Planning
See your cash flow.
Before the bills arrive.
A monthly budget tells you how much. A cash flow calendar helps you see when.
Bring expected income and payments into one timeline. See projected balances by account and spot dates when money may run short.
Start with Free to organize your finances. Upgrade to Ascent Planning to use Cash Calendar.
Fictional example
A positive month.
A difficult Tuesday.
One checking account, a $900 starting balance, and three expected events. No other activity is included.
| Date / event | In or out | Balance |
|---|---|---|
| Nov 1 Starting balance | — | $900 |
| Nov 3 Rent due | −$1,200 | −$300 Projected shortfall |
| Nov 6 Payday | +$2,000 | $1,700 |
| Nov 10 Other bills | −$500 | $1,200 |
The ending balance is positive, but rent arrives before income. Seeing the gap gives you time to review the account, payment dates, or spending plans.
How it works
From your finances to your forecast.
Look ahead by date
Explore a 30-, 60-, or 90-day forecast. Review expected income and payments, and how they affect each account’s projected balance.
Review potential gaps
Use projected shortfall notices to identify dates that need attention. Review the underlying information and adjust your plans as circumstances change.
Know what you’re looking at
A forecast you can use.
Not a promise.
Projected balances depend on the balances, dates, and expected activity available to Your Wealth Ascent. Missing transactions, changed payment dates, or outdated information can change the result.
Cash Calendar does not move money or pay bills. A positive forecast is not a guarantee that funds will be available. Check your bank’s available balance before spending or making a payment.
A few common questions
Is Cash Calendar included with Free?
No. Free includes your overview and manual My Finances. Cash Calendar is part of Ascent Planning. You can create a free account first and choose whether to upgrade.
Do I have to connect a bank?
No. You can build your forecast with manually entered financial information. Keep balances and expected activity current so the forecast has a useful starting point.
How is this different from a monthly budget?
A budget compares income and spending over a period. Cash Calendar adds the timing of expected activity and the accounts involved, helping you see gaps that a monthly total can miss.
Will it prevent overdrafts?
It can help you identify projected shortfalls, but it cannot guarantee that you will avoid an overdraft. Actual bank balances, pending activity, and payment timing may differ from the forecast.
Your next step
Give your next payday a clearer plan.
Organize your finances with a free account, then explore Ascent Planning when you’re ready for the Cash Calendar.